:root {
  --bg: #07101d;
  --panel: #0d1828;
  --text: #eaf2ff;
  --muted: #9fb0c9;
  --line: #21344f;
  --primary: #4f8cff;
  --shadow: 0 20px 55px rgba(0, 0, 0, 0.26);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.65;
}
a { color: inherit; }

.container { width: min(1160px, calc(100% - 40px)); margin: auto; }
.narrow { width: min(820px, calc(100% - 40px)); }

/* ---- header ---- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  backdrop-filter: blur(16px);
  background: rgba(7, 16, 29, 0.82);
  border-bottom: 1px solid rgba(255, 255, 255, 0.07);
}
.nav { height: 72px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; font-weight: 800; }
.brand-mark {
  width: 34px; height: 34px;
  border-radius: 10px;
  display: grid; place-items: center;
  background: linear-gradient(135deg, #4f8cff, #8d66ff);
  color: #fff; font-weight: 900;
}
nav { display: flex; align-items: center; gap: 24px; }
nav a { text-decoration: none; color: var(--muted); font-size: 14px; font-weight: 700; }
.nav-cta { padding: 10px 16px; border: 1px solid #3a66a8; border-radius: 999px; color: #fff !important; background: #122846; }

/* ---- hero ---- */
.hero {
  padding: 96px 0 74px;
  background:
    radial-gradient(circle at 85% 15%, rgba(79, 140, 255, 0.22), transparent 32%),
    linear-gradient(180deg, #08111e, #07101d);
}
.hero-grid { display: grid; grid-template-columns: 1.45fr 0.75fr; gap: 64px; align-items: center; }
.eyebrow { font-size: 12px; letter-spacing: 0.16em; color: #88b9ff; font-weight: 900; margin-bottom: 13px; }
h1, h2, h3 { line-height: 1.12; margin-top: 0; }
h1 { font-size: clamp(42px, 6vw, 72px); letter-spacing: -0.05em; margin-bottom: 24px; }
h2 { font-size: clamp(31px, 4vw, 48px); letter-spacing: -0.035em; margin-bottom: 15px; }
h3 { font-size: 21px; margin-bottom: 10px; }
.lead { font-size: 19px; color: #b8c6d9; }
.hero-actions { display: flex; gap: 13px; flex-wrap: wrap; margin: 31px 0 18px; }

.button {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 50px; padding: 0 23px;
  border-radius: 12px;
  text-decoration: none;
  font-weight: 850;
  border: none;
  cursor: pointer;
}
.primary { background: linear-gradient(135deg, #4f8cff, #6d6cff); box-shadow: 0 12px 32px rgba(79, 140, 255, 0.3); }
.secondary { border: 1px solid #314662; background: #0b1727; }
.light { background: #fff; color: #0c1422; }

.microcopy, .source-note { font-size: 12px; color: #7f91aa; }

.hero-card {
  padding: 26px;
  border: 1px solid #253955;
  background: rgba(14, 28, 47, 0.82);
  border-radius: 20px;
  box-shadow: var(--shadow);
}
.metric { display: flex; justify-content: space-between; align-items: baseline; gap: 20px; padding: 15px 0; border-bottom: 1px solid #20324b; }
.metric:last-of-type { border-bottom: 0; }
.metric strong { font-size: 24px; }
.metric span { font-size: 13px; color: #95a6bd; text-align: right; }

/* ---- trust strip ---- */
.trust-strip { border-top: 1px solid #162842; border-bottom: 1px solid #162842; background: #091523; }
.trust-grid { display: grid; grid-template-columns: repeat(5, 1fr); text-align: center; }
.trust-grid span { padding: 18px 8px; font-weight: 800; font-size: 13px; color: #8ea2bd; border-right: 1px solid #162842; }

/* ---- generic sections ---- */
.section { padding: 90px 0; }
.section.alt { background: #0a1524; }
.section-heading { max-width: 760px; margin-bottom: 42px; }
.section-heading p { color: var(--muted); }

.cards { display: grid; gap: 18px; }
.cards.three { grid-template-columns: repeat(3, 1fr); }
.cards.two { grid-template-columns: repeat(2, 1fr); }
.card { background: linear-gradient(180deg, #0e1c2e, #0b1727); border: 1px solid #213651; border-radius: 18px; padding: 27px; }
.card p { color: #9fb0c9; }
.icon { font-size: 26px; margin-bottom: 22px; }

.table-wrap { overflow: auto; border: 1px solid #213651; border-radius: 18px; }
table { width: 100%; border-collapse: collapse; background: #0d1929; min-width: 720px; }
th, td { padding: 19px 22px; text-align: left; border-bottom: 1px solid #213651; vertical-align: top; }
th { font-size: 13px; color: #83b5ff; background: #0f1f34; }
td { color: #a9b8cc; }

.center-cta { text-align: center; margin-top: 34px; }
.center-cta p { color: var(--muted); font-size: 13px; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: start; }
.checklist { padding-left: 22px; color: #a9b8cc; }
.checklist li { margin-bottom: 12px; }
.quote-card { padding: 28px; border: 1px solid #213651; border-radius: 18px; background: linear-gradient(180deg, #0e1c2e, #0b1727); }
.quote { font-size: 19px; font-style: italic; color: #dce6f5; margin: 10px 0 14px; }
.quote-byline { color: var(--muted); font-size: 13px; }

details {
  border: 1px solid #213651;
  background: #0b1727;
  border-radius: 14px;
  margin: 12px 0;
  padding: 0 20px;
}
summary { cursor: pointer; font-weight: 800; padding: 20px 0; }
details p { color: #a6b6ca; padding: 0 0 20px; margin: 0; }

.final-cta { padding: 64px 0; background: linear-gradient(135deg, #245ab2, #653ed6); }
.final-cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.final-cta p { margin: 0; color: #e1e8ff; }

footer { padding: 45px 0 28px; background: #050b13; border-top: 1px solid #13233a; }
.footer-grid { display: flex; justify-content: space-between; gap: 32px; }
.footer-grid p, .legal { color: #788aa3; font-size: 13px; }
.footer-links { display: flex; flex-wrap: wrap; gap: 18px; }
.footer-links a { color: #a6b8d0; font-size: 13px; }
.legal { margin-top: 28px; padding-top: 22px; border-top: 1px solid #14233a; }

/* ---- secondary pages (privacy/terms/disclosure/contact) ---- */
.page-hero { padding: 70px 0 34px; background: #091523; }
.prose { max-width: 800px; padding: 52px 0 90px; }
.prose p, .prose li { color: #a6b6ca; }
.notice { padding: 16px 18px; border: 1px solid #35517c; background: #0d1c31; border-radius: 12px; color: #bdd1ef; }
.contact-card { padding: 25px; border: 1px solid #213651; border-radius: 16px; background: #0b1727; }

@media (max-width: 850px) {
  nav a:not(.nav-cta) { display: none; }
  .hero-grid { grid-template-columns: 1fr; }
  .cards.three, .cards.two { grid-template-columns: 1fr; }
  .trust-grid { grid-template-columns: 1fr 1fr; }
  .final-cta-inner, .footer-grid { align-items: flex-start; flex-direction: column; }
  .split { grid-template-columns: 1fr; }
}
@media (max-width: 520px) {
  .container, .narrow { width: min(calc(100% - 28px), 1160px); }
  h1 { font-size: 42px; }
  .hero-actions .button { width: 100%; }
  .trust-grid { grid-template-columns: 1fr; }
}